Last April 2018 Medicare began sending new cards with new Medicare numbers to people with Medicare as part of Medicare Access and CHIP Re-authorization Act (MACRA) of 2015. This is to protect you against identity theft and fraud. The new ID Cards will include a unique Medicare Beneficiary Identifier (MBI) which will replace the Social Security Numbers (SSNs)-based Health Insurance Claim Number (HICN). Your MBI will be the one you will use for Medicare transactions like billing, eligibility status, claim status and the like. Your card is mailed at no cost to the address you have on file with Social Security. Visit my Social Security account if you need to update your official mailing address. So what does the MBI look like? MBI has 11-characters in length and made up only of numbers and uppercase letters(no special characters) except for the letters S, L, O, I, B, and Z to avoid confusion. Your benefits will not change with the new MBI and it’s effective date is the same a...

Ever dreamed of not having to pay premiums yourself and imagining it automatically deducted from your account or social security? Find your dreams come true! MEDICARE PARTS A & B Medicare provides you with an easy way to pay your premiums without doing it yourself. Medicare Easy Pay allows you to have free electronic payments. You need not worry yourself if you don’t remember paying your premiums since it will be automatically deducted from your savings or checking account every month. If you get billed for your Medicare premiums by Centers for Medicare & Medicaid Services (CMS) this is one way to ease your burden. Another similar way of paying for Parts A & B would be by allowing your bank to automatically pay your premiums monthly by means of enrolling with their online bill payment service. In both cases, you must first check if your bank offers/allows online bill payment service if it does then what are you waiting for? Sign up for one now. Additional inform...

If you have limited income or resources you may qualify for   Extra Help from Medicare.  Need income medicare Also known as Part D Low-Income Subsidy, this federal program helps pay for some to most of the out-of-pocket costs of Medicare prescription drug coverage depending if you qualify for the “full” or “partial” Extra Help program benefit. Qualifying on either “full” or “partial” Extra Help program is determined by your income level. A “full” Low Income Subsidy program involves receiving coverage all through the year without having to pay premiums or deductibles. It also lets you pay very little for your prescriptions and you don’t get to be subjected in the “donut hole” phase of Medicare’s Part D (Prescription Drug) Program. For a “partial” Extra Help qualification, you also obtain a year-round coverage while having to pay reduced premiums and deductibles as well as about 15% of your drug costs. Social Security determines if you qualify for the Extra Help p...